# payments.org

> payments.org is the information hub for Solana payments. Solana is the world's most used crypto network for payments, processing more transactions than all other chains combined. Live since 2020, trusted by Visa, PayPal, Western Union, Fiserv, Stripe, and Mastercard. The site covers payment solutions, developer resources, and the ecosystem of 65+ companies building payments on Solana.

payments.org serves businesses, developers, and institutions evaluating or building payment infrastructure on Solana. It covers seven solution areas: remittances, payouts, card issuance, merchant settlement, corporate treasury, embedded finance and neobanking, and agentic payments (AI-to-AI via the x402 protocol).

Key metrics: 2,400+ transactions per second, $0.0013 median fee, ~500ms confirmation time, $2T+ quarterly stablecoin transfers, $300M monthly payments volume, 755% total payments volume growth rate. Solana natively supports 100% of the world's top 10 stablecoins including USDC, USDT, USDS, PYUSD, EURC, and FIUSD.

The payments stack includes six layers: settlement (400ms block times, proof-of-history consensus), token (Token Extensions with confidential transfers, transfer hooks, freeze/seize, memos), privacy (Contra private execution), custody and wallets (Fireblocks, BitGo, Anchorage, Crossmint, Squads, Privy), fiat rails (Sphere, Bridge, MoonPay, Bitso, Yellowcard, Noah), and card programs (Kast, Rain, Reap with Visa/Mastercard coverage).

Privacy and compliance operates at three levels: token level (confidential transfers via zero-knowledge proofs, allowlist/blocklist controls, freeze and seize authority, transfer memos), network level (Contra private execution with zero fees, instant finality, bridge to $100B+ mainnet liquidity), and validator level (Yellowstone Shield trusted routing, SOC II-compliant RPC from Helius, Triton, Alchemy, QuickNode with 99.99% uptime).

## Pages

- [Home](https://payments.org): Overview of Solana as the world's payments chain with live payment demo, performance metrics, blockchain comparison table, ecosystem companies, growth charts, solutions, and institutional infrastructure
- [Developers](https://payments.org/developers): Developer tools, the six-layer payments stack, quickstart guides for stablecoin payments, payout systems, private execution, and agentic payments
- [Ecosystem](https://payments.org/ecosystem): Directory of 65+ companies across payment networks, financial institutions, stablecoin issuers, custody, card issuance, on/off ramps, lending, commerce, remittances, wallets, DeFi, and government
- [Insights](https://payments.org/insights): News, case studies, interviews, conference talks, and podcasts from the Solana payments ecosystem

## Solutions

- [Remittances](https://payments.org/solutions/remittances): Send money globally for the cost of an email. Bypass correspondent banking to settle cross-border transactions in seconds, saving up to 7% in fees. Western Union launched USDPT stablecoin on Solana.
- [Corporate Treasury](https://payments.org/solutions/corporate-treasury): Manage global liquidity 24/7. Hold diversified stablecoin reserves, earn yield through on-chain T-bills, move capital between subsidiaries for near-zero costs.
- [Embedded Finance & Neobanks](https://payments.org/solutions/neobanking): Build programmable finance on Solana. CashApp launched USDC payments on Solana. Neobanks embed stablecoin accounts, cross-border payments, and yield-bearing products.
- [Payouts](https://payments.org/#solutions): Instant payouts for gig economy, creators, and payroll, eliminating T+2 wait time. YouTube launched stablecoin payouts through PayPal on Solana.
- [Card Issuance](https://payments.org/#solutions): Issue cards backed by stablecoins. Fintechs and neobanks power card programs that settle in stablecoins with traditional card flexibility.
- [Merchant Settlement](https://payments.org/#solutions): Accept USDC and stablecoins at point of sale. Shift4 launched global stablecoin settlement. Visa enables merchant settlement on Solana. Shopify integrates Solana Pay.
- [Agentic Payments](https://payments.org/#solutions): Payment layer for the autonomous economy. Solana's native x402 support powers 85% of all x402 transactions, enabling AI agents to pay, get paid, and operate autonomously.

## Crawl Guidance

- Canonical sitemap: https://payments.org/sitemap.xml
- Robots policy: https://payments.org/robots.txt
- AI-readable extended summary: https://payments.org/llms-full.txt
- Primary public content is available at stable canonical URLs and should not require form submission or authenticated access.

## Developer Resources

- [Developer Docs](https://solana.com/docs/payments): Comprehensive documentation for building payment applications on Solana
- [Payment Simulator](https://solana-payment-showcase.vercel.app/): Interactive demo to experience Solana payment speed in real time
- [Token Extensions](https://solana.com/docs/tokens/extensions): Advanced token features including confidential transfers, transfer hooks, and programmable compliance
- [Contra](https://github.com/solana-foundation/contra): Private execution infrastructure for internet capital markets
- [x402 Protocol](https://solana.com/x402): Open micropayment standard for machine-to-machine transactions and agentic commerce
- [Commerce Kit](https://github.com/solana-foundation/commerce-kit): Open source commerce toolkit for Solana

## Ecosystem Companies

- [Visa](https://corporate.visa.com/en/sites/visa-perspectives/newsroom/visa-launches-stablecoin-settlement-in-the-united-states.html): Stablecoin settlement in US via USDC on Solana
- [PayPal](https://developer.paypal.com/community/blog/pyusd-solana-token-extensions/): PYUSD stablecoin on Solana with Token Extensions
- [Western Union](https://ir.westernunion.com/news/archived-press-releases/press-release-details/2025/Western-Union-Announces-USDPT-Stablecoin-on-Solana-and-Digital-Asset-Network/default.aspx): USDPT stablecoin on Solana
- [Fiserv](https://investors.fiserv.com/news-releases/news-release-details/fiserv-launches-new-fiusd-stablecoin-financial-institutions): FIUSD stablecoin for financial institutions
- [Worldpay](https://www.worldpay.com/en/insights/articles/worldpay-solana-stablecoin-partnership): Stablecoin partnership with Solana, world's largest merchant acquirer
- [Stripe](https://payments.org/ecosystem): Stablecoin payments infrastructure
- [Mastercard](https://payments.org/ecosystem): Card network integration
- [CashApp](https://payments.org/ecosystem): Stablecoin payments on Solana
- [Franklin Templeton](https://digitalassets.franklintempleton.com/benji/): BENJI tokenized treasury on Solana
- [BlackRock](https://payments.org/ecosystem): BUIDL tokenized money market fund
- [Circle](https://payments.org/ecosystem): USDC native issuance on Solana
- [Paxos](https://payments.org/ecosystem): USDG stablecoin, EU launch under MiCA
- [Fireblocks](https://payments.org/ecosystem): Institutional-grade treasury infrastructure
- [Phantom](https://payments.org/ecosystem): Consumer wallet with 16M+ users
- [Shift4](https://investors.shift4.com/news-events/press-releases/detail/288/shift4-launches-global-stablecoin-settlement-platform-unlocking-faster-payments-for-merchants): Global stablecoin settlement platform for merchants

## Performance Comparison

Solana vs traditional payment rails and other blockchains:

- Solana: 2,400+ TPS, 100,000 ATH TPS, $0.0013 median fee, ~500ms confirmation
- Visa: 1,700 TPS, 65,000 ATH TPS, 2.40% + $0.10 fee, 1-3 days settlement
- SWIFT: 520 TPS, $35-$100 fee, 1-5 days settlement
- Ethereum: 29 TPS, $0.80 median fee, 3 minutes confirmation
- Polygon: 89 TPS, $0.0020 median fee, ~2000ms confirmation
- Base: 166 TPS, $0.0038 median fee, 3-9 minutes confirmation

## Optional

- [Solana.com](https://solana.com): Main Solana website
- [Solana Docs](https://solana.com/docs): Full Solana developer documentation
- [Token Extensions](https://solana.com/solutions/token-extensions): Detailed Token Extensions documentation
- [Yellowstone Shield](https://blog.triton.one/introducing-yellowstone-shield/): Validator-level access control framework
- [Helius for Fintech](https://www.helius.dev/use-case/fintech): SOC II-compliant RPC infrastructure